Question 1

What makes C Capital Loans a good choice for your business funding?

Accepted Answer

You get a faster, simpler funding process with lower approval requirements than traditional banks. You also get dedicated support before and after funding, so you can move forward with more confidence.

Question 2

What are the steps to apply for business funding?

Accepted Answer

You can start with a simple online application, share a few basic business details, and upload any requested documents. From there, your file is reviewed and you can move toward a funding decision without a long wait.

Question 3

Q: What are your minimum requirements to be approved for funding?

Accepted Answer

Minimum of six months in business.
Minimum of $10,000 in monthly revenues.
Your business is based in the United States.

Question 4

Q: What can I use the money for?

Accepted Answer

It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation.

Question 5

Can you still qualify if your credit is bad or you’ve had a bankruptcy?

Accepted Answer

Yes, you may still qualify even if your credit isn’t perfect or you’ve had a previous bankruptcy. To be considered, you should have been in business for at least six months and generate more than $8,500 in monthly sales.

Question 6

How long does approval usually take?

Accepted Answer

Once your application is complete, approval typically takes 24 hours or less. If additional details are needed or the request is more complex, it can take up to 72 hours.

Question 7

Q: How long will it take to receive my money?

Accepted Answer

Usually within 24 hours after a contract is executed and received.

Question 8

How does the funding process work at C Capital Loans?

Accepted Answer

At C Capital Loans, the process is simple. You share a quick application, we review your future sales revenue, and you receive the funding you need to support and grow your business. Once we receive your application and supporting documents, funding can happen within 48 hours.

Question 9

Q: How much money am I eligible to receive?

Accepted Answer

The amount that you qualify for varies, but is generally between 75%-125% of your business’ monthly sales revenue.

Question 10

Q: Are you providing me with a loan?

Accepted Answer

Technically, this is not a loan. We buy a percentage of your future sales, and advance you that money upfront. In exchange, you agree to pay us back out of those future sales.

Question 11

Q: Do I have to take the full amount that I am approved for?

Accepted Answer

No. You decide how much of the approved amount that you wish to receive.

Question 12

Which industries do you work with?

Accepted Answer

You work with more than 500 industry groups across many sectors, including food service, health care, automotive, textiles, manufacturing, construction, technology, and retail. If you want to confirm your industry, you can apply and we’ll review it with you.

Question 13

What should you have ready before applying?

Accepted Answer

Have your bank statements, driver’s license, lease agreement, and a voided check from your business bank account ready. Getting those documents together first can help speed up your application.

Question 14

Q: How do I make my application process faster?

Accepted Answer

To speed up your application, submit all requested documents promptly. The sooner we have everything, the faster we can process your funding.

Question 15

Can you qualify based on more than your credit score?

Accepted Answer

Yes. You can still be considered based on more than your credit score. Your business revenue, time in business, and overall funding profile all help shape the review, so less-than-perfect credit does not automatically rule you out.

Question 16

Which funding options may be available to your business?

Accepted Answer

Depending on your needs, you may be matched with options such as working capital, invoice factoring, equipment financing, or longer-term business loan solutions. The right fit depends on your revenue, goals, and how fast you need the funds.

Question 17

Will you pay any upfront or broker fees?

Accepted Answer

You do not pay upfront or broker fees. You can review the full terms before you move forward, so you know exactly what to expect.

Question 18

Do I need collateral to qualify?

Accepted Answer

Not always. Some funding options may not require collateral, while others can depend on the program and your business profile. We will go over any requirements with you before you proceed.

Question 19

How do repayments work?

Accepted Answer

Repayment terms depend on the funding option you are approved for. Your funding manager will review the schedule with you before you sign, so you know how payments are structured and what to expect.