Frequently asked questions

You get a faster, simpler funding process with lower approval requirements than traditional banks. You also get dedicated support before and after funding, so you can move forward with more confidence.

You can start with a simple online application, share a few basic business details, and upload any requested documents. From there, your file is reviewed and you can move toward a funding decision without a long wait.

Minimum of six months in business. Minimum of $10,000 in monthly revenues. Your business is based in the United States.

It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation.

Yes, you may still qualify even if your credit isn’t perfect or you’ve had a previous bankruptcy. To be considered, you should have been in business for at least six months and generate more than $8,500 in monthly sales.

Once your application is complete, approval typically takes 24 hours or less. If additional details are needed or the request is more complex, it can take up to 72 hours.

Usually within 24 hours after a contract is executed and received.

At C Capital Loans, the process is simple. You share a quick application, we review your future sales revenue, and you receive the funding you need to support and grow your business. Once we receive your application and supporting documents, funding can happen within 48 hours.

The amount that you qualify for varies, but is generally between 75%-125% of your business’ monthly sales revenue.

Technically, this is not a loan. We buy a percentage of your future sales, and advance you that money upfront. In exchange, you agree to pay us back out of those future sales.

No. You decide how much of the approved amount that you wish to receive.

You work with more than 500 industry groups across many sectors, including food service, health care, automotive, textiles, manufacturing, construction, technology, and retail. If you want to confirm your industry, you can apply and we’ll review it with you.

Have your bank statements, driver’s license, lease agreement, and a voided check from your business bank account ready. Getting those documents together first can help speed up your application.

To speed up your application, submit all requested documents promptly. The sooner we have everything, the faster we can process your funding.

Yes. You can still be considered based on more than your credit score. Your business revenue, time in business, and overall funding profile all help shape the review, so less-than-perfect credit does not automatically rule you out.

Depending on your needs, you may be matched with options such as working capital, invoice factoring, equipment financing, or longer-term business loan solutions. The right fit depends on your revenue, goals, and how fast you need the funds.

You do not pay upfront or broker fees. You can review the full terms before you move forward, so you know exactly what to expect.

Not always. Some funding options may not require collateral, while others can depend on the program and your business profile. We will go over any requirements with you before you proceed.

Repayment terms depend on the funding option you are approved for. Your funding manager will review the schedule with you before you sign, so you know how payments are structured and what to expect.